The Changing Landscape of Retirement Healthcare ››

The Changing Landscape of Retirement HealthcareThe state of health care in the United States continues to be one of the most controversial issues of the day. Many things are starting to change in response to the Affordable Care Act, for example, as are the ways that we

Why Baby Boomers May Not be Able to Afford Retirement ››

Why Baby Boomers May Not be Able to Afford RetirementAs increasingly larger numbers of baby boomers reach retirement, some are being faced with an uncomfortable reality – namely that they’re not in as strong of a financial position as they assumed they would be. In many cases, the financial realities of

Consider these Tax Friendly States for Your Retirement ››

Consider these Tax Friendly States for Your RetirementEven after you enter retirement and are no longer earning a wage (or even if you just cut back your work schedule for a “working retirement”), you still need to do tax planning. Your retirement income is still generally subject to federal

Retirement Advice on Living Comfortably Off of Your 401(k) ››

Retirement Advice on Living Comfortably Off of Your 401kThe 401(k) and the Individual Retirement Account are the cornerstones of any solid long term retirement savings plan. Both of these accounts have a number of different characteristics that can provide value that will yield significant results in retirement. But your 401(k)

What is Car Sharing for Seniors? ››

What is Car Sharing for SeniorsWith seniors enjoying longer lives, but having fewer defined benefit pension plans to rely on to fund their retirement years, many are finding creative ways to cut back on their living expenses. Those who haven’t been able to save enough to enjoy

Retirement Advice to Get Your Retirement Back on Track in 2014 ››

Retirement Advice to Get Your Retirement Back on Track in 2014While the broad stock markets have performed really well in 2013, you still might not be entirely comfortable with your current level of retirement savings, and your overall retirement plan. Perhaps you’re a bit reluctant to fully commit to a retirement savings

How to Apply for Social Security Benefits ››

How to Apply for Social Security BenefitsEven though many of the assumptions have changed regarding what retirement looks like and how we act during retirement, one thing has remained relatively constant: the timing of retirement is closely related to eligibility for federal Social Security retirement benefits. For example, some

Managing Your Finances after a Surprise Early Retirement ››

Managing Your Finances after a Surprise Early RetirementPlanning and saving for retirement is one of the longest term tasks any of us will ever undertake during our lives. For example, if you start thinking about retirement when you get your first real job where your employer will offer participation

The Benefits of Fixed Annuities for Retirement Savings ››

The Benefits of Fixed Annuities for Retirement SavingsWhen individuals come up with a long-term retirement plans, individually managed accounts such as IRAs and 401(k)s are likely to make up most, if not all, of their planning. These accounts are certainly essential to long-term success as they provide sizable tax

How to Downsize in Retirement and Enjoy Life More ››

How to Downsize in Retirement and Enjoy Life MoreThe concept of “downsizing” or living a simpler life is becoming more popular across different segments of American society. More people are realizing that the satisfaction they get from always having the biggest and newest consumer items is often outweighed by the