It’s certainly become a hot political topic in recent years, and some people question the long-term stability of the program, but many Americans still depend upon Social Security as a significant source – and sometimes the only source – of income during their retirement years. Despite all the recent discussions, the Social Security program is still a cornerstone of the retirement system in the United States. It’s therefore important for Social Security recipients to maximize the amount that they receive with each of their monthly Social Security checks. Fortunately, there are some factors that are within your control. Here is...

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You’re probably well aware of the need to save money for retirement so that you don’t have to rely on Social Security benefits to see you through. Still, those benefits will be an important part of your finances after you retire. Claiming your benefits at the right time will help bolster your financial security. So when is the right time? The Social Security Administration has set retirement age at anywhere between 65 and 67 depending on when you were born. But you can claim benefits as early as age 62 or as late as age 70. The most advantageous time...

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