As too many people have learned in recent years, a faltering economy can wreak havoc on your retirement plan. But starting early and investing wisely provides assurance that while you may not end up with as large a nest egg as you →
Mistakes That Can Derail Your Retirement
As too many people have learned in recent years, a faltering economy can wreak havoc on your retirement plan. But starting early and investing wisely provides assurance that while you may not end up with as large a nest egg as you →
How to Maximize Your Social Security Benefits
It’s certainly become a hot political topic in recent years, and some people question the long-term stability of the program, but many Americans still depend upon Social Security as a significant source – and sometimes the only source – of income during →
5 Tips to Prepare for Retirement
The face of retirement is changing. People are working longer. The future of social security is being questioned. And the present economy may be adversely impacting your investments and savings. According to the United States Department of Labor; Less than half of →
The Changing Trends in Retirement
Retirement is a relatively new concept. It was all but unheard of prior to the 20th century, and it didn’t become common in the United States until the advent of Social Security in 1935. Since then, retirement has changed and evolved in →
Top 5 Retirement Myths Debunked
Retiring is something that most of us plan to do someday. But relatively few of us understand what we need to do to retire comfortably. Lots of workers who are approaching retirement age have only a fraction of the money they’ll need →
What Is a Required Minimum Distribution?
One of the most important features of an IRA or 401(k) is its tax benefits. With an IRA, investment gains are not taxed until they are withdrawn. The same is true for a 401(k), and contributions also come from pre-tax dollars.
Once you →
Tapping Your Retirement Funds for an Emergency
As any financial advisor will tell you, it’s important to have some savings set aside just for emergencies. But what if an emergency happens before you’re able to get adequate savings together? Or what if you have an emergency fund, but your →
Retire Your Debt Before You Retire
In the movies, retirement is a carefree time, filled with vacations and leisure activities. In real life, it’s not always that simple. Financial problems are quite common among retirees, because they usually have substantially less income to work with. For those who →
Check if Your Company’s Pension Plan Is Safe
Once upon a time, workers who spent many years employed by one company could count on a nice pension once they retired. The longer they stayed at their jobs, the bigger their pension check would be. But these days, pension plans that →
How to Start Saving for Retirement in Your 40s and 50s
We all know the importance of starting to save for retirement while we’re young. In a perfect world, everyone would start a retirement savings account the day they started their first job. But it’s not a perfect world, and many workers are →
Retirement Tips for Baby Boomers Hitting 65
Retirement is supposed to be something to look forward to. Yet some baby boomers that are approaching retirement age are doing so with a sense of uncertainty. Do they have enough saved up to make it through their retirement years? How will →









