Even as the discussion surrounding Social Security becomes increasingly rancorous, many retirees still rely on the program for a significant portion of their retirement income. In fact, because many people find themselves in a much worse position than they anticipated with respect to their retirement nest egg, Social Security payments sometimes represent a necessary element of their retirement planning process. Most people already understand that a person becomes eligible to receive Social Security benefits by working and paying Social Security taxes. But what’s not as widely known is that spouses of workers may also be eligible to receive Social Security,...

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