For most individuals, retirement planning is largely a self-directed exercise. Once we set up our 401(k) and IRA accounts, we are responsible for deciding what to invest in, how long to hold those investments, and how to change our investment strategies over time. Even if we solicit help from an investment advisor, the decisions we make within these types of accounts are our own.
But there’s also another retirement related investment product that doesn’t require the same degree of decision-making on our part – the annuity.
There are different types of annuities available, so here are some terms and retirement... Articles Tagged ‘variable annuity’
Which Type of Annuity is Best for Your Retirement Savings Goals?
For most individuals, retirement planning is largely a self-directed exercise. Once we set up our 401(k) and IRA accounts, we are responsible for deciding what to invest in, how long to hold those investments, and how to change our investment strategies over time. Even if we solicit help from an investment advisor, the decisions we make within these types of accounts are our own.
But there’s also another retirement related investment product that doesn’t require the same degree of decision-making on our part – the annuity.
There are different types of annuities available, so here are some terms and retirement...
Thursday, March 6th, 2014
For most individuals, retirement planning is largely a self-directed exercise. Once we set up our 401(k) and IRA accounts, we are responsible for deciding what to invest in, how long to hold those investments, and how to change our investment strategies over time. Even if we solicit help from an investment advisor, the decisions we make within these types of accounts are our own.
But there’s also another retirement related investment product that doesn’t require the same degree of decision-making on our part – the annuity.
There are different types of annuities available, so here are some terms and retirement... Fixed Versus Variable Annuity
The annuity is a very unique type of investment. Instead of a bank or stock broker, investors obtain annuities through an insurance company. And while annuities have certain things in common with life insurance, they are not the same thing. They offer low risk while providing an opportunity to receive guaranteed income for a given number of years, or even for the rest of your life.
Annuities come in many different flavors. There are immediate annuities, which begin immediately after the annuity is purchased, and deferred annuities, which may begin years or decades later. Fixed period annuities pay out for a...
Friday, October 30th, 2009
The annuity is a very unique type of investment. Instead of a bank or stock broker, investors obtain annuities through an insurance company. And while annuities have certain things in common with life insurance, they are not the same thing. They offer low risk while providing an opportunity to receive guaranteed income for a given number of years, or even for the rest of your life.
Annuities come in many different flavors. There are immediate annuities, which begin immediately after the annuity is purchased, and deferred annuities, which may begin years or decades later. Fixed period annuities pay out for a... 
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