Individual Retirement Accounts (“IRAs”) remain the most popular investment vehicle for many individuals and married couples. 401(k)s are certainly popular, but they’re usually much less flexible than IRAs, and many people don’t like going through the hassle of moving or rolling over →
Information and Advice on IRA Contribution Limits for 2012 ››
Individual Retirement Accounts (“IRAs”) remain the most popular investment vehicle for many individuals and married couples. 401(k)s are certainly popular, but they’re usually much less flexible than IRAs, and many people don’t like going through the hassle of moving or rolling over →
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Loading ...Advice on How to Move Your Prior Employers 401(k) Plan Money to Your Own IRA ››
Long gone are the days when you’d work your entire adult life at a single job, build up a great pension after 30 or 40 years of service, then retire and live on those pension benefits. In fact, the U.S. Department of →
0 vote(s) Loading ...Mistakes That Can Derail Your Retirement ››
As too many people have learned in recent years, a faltering economy can wreak havoc on your retirement plan. But starting early and investing wisely provides assurance that while you may not end up with as large a nest egg as you →
0 vote(s) Loading ...How to Maximize Your Social Security Benefits ››
It’s certainly become a hot political topic in recent years, and some people question the long-term stability of the program, but many Americans still depend upon Social Security as a significant source – and sometimes the only source – of income during →
0 vote(s) Loading ...5 Tips to Prepare for Retirement ››
The face of retirement is changing. People are working longer. The future of social security is being questioned. And the present economy may be adversely impacting your investments and savings. According to the United States Department of Labor; Less than half of →
0 vote(s) Loading ...The Changing Trends in Retirement ››
Retirement is a relatively new concept. It was all but unheard of prior to the 20th century, and it didn’t become common in the United States until the advent of Social Security in 1935. Since then, retirement has changed and evolved in →
0 vote(s) Loading ...Top 5 Retirement Myths Debunked ››
Retiring is something that most of us plan to do someday. But relatively few of us understand what we need to do to retire comfortably. Lots of workers who are approaching retirement age have only a fraction of the money they’ll need →
0 vote(s) Loading ...What Is a Required Minimum Distribution? ››
One of the most important features of an IRA or 401(k) is its tax benefits. With an IRA, investment gains are not taxed until they are withdrawn. The same is true for a 401(k), and contributions also come from pre-tax dollars.
Once you →
0 vote(s) Loading ...Tapping Your Retirement Funds for an Emergency ››
As any financial advisor will tell you, it’s important to have some savings set aside just for emergencies. But what if an emergency happens before you’re able to get adequate savings together? Or what if you have an emergency fund, but your →
0 vote(s) Loading ...Retire Your Debt Before You Retire ››
In the movies, retirement is a carefree time, filled with vacations and leisure activities. In real life, it’s not always that simple. Financial problems are quite common among retirees, because they usually have substantially less income to work with. For those who →
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