Articles Tagged ‘vesting’

What Does Vesting Mean and What Does it Have to With My 401(k)?
Tuesday, August 27th, 2013
What Does Vesting Mean and What Does it Have to With My 401(k)Does your company offer a 401(k) retirement plan? If it does then it’s important that you take advantage of that retirement savings benefit in order to maximize your retirement nest egg. Many companies that offer 401(k)s also offer to match employee contributions, which can help you leverage your own contributions and retire with a larger nest egg. Employer matches are a way for companies to encourage retirement savings by their employees, and along with employer matches often comes the notion of “vesting.” The concept of vesting means that the matching contributions an employer makes to your 401(k) are not yours...

Read More »

What is Vesting?
Thursday, January 17th, 2013
What is VestingAs a general concept, vesting is the process by which an individual gains full ownership and control over a particular financial asset. For example, individuals who are given stock options by their employers must usually wait a certain period of time before they can exercise those options and actually become owners of the stock. Vesting is also an important concept in the context of retirement savings. What to Know About Vesting. Employer matching funds for 401(k) accounts, as well as company stock options and restricted stock grants, can potentially be very valuable to your portfolio. Do what you can to...

Read More »