Maybe you got a late start on your retirement savings. Maybe your retirement fund took a hit courtesy of the recession. Or maybe you’ve just decided that you’d like to have more money when you retire. Whatever the reason may be, if you’re looking for ways to give your retirement savings a boost, you’re not the only one.
Winning the lottery would be a wonderful solution, but unfortunately the odds aren’t in your favor. The good news is that there are lots of ways to put some extra money in your retirement fund that are pretty painless.
Here is some... Articles Tagged ‘saving for retirement’
Surprising Ways to Boost Your Retirement Savings
Maybe you got a late start on your retirement savings. Maybe your retirement fund took a hit courtesy of the recession. Or maybe you’ve just decided that you’d like to have more money when you retire. Whatever the reason may be, if you’re looking for ways to give your retirement savings a boost, you’re not the only one.
Winning the lottery would be a wonderful solution, but unfortunately the odds aren’t in your favor. The good news is that there are lots of ways to put some extra money in your retirement fund that are pretty painless.
Here is some...
Thursday, June 20th, 2013
Maybe you got a late start on your retirement savings. Maybe your retirement fund took a hit courtesy of the recession. Or maybe you’ve just decided that you’d like to have more money when you retire. Whatever the reason may be, if you’re looking for ways to give your retirement savings a boost, you’re not the only one.
Winning the lottery would be a wonderful solution, but unfortunately the odds aren’t in your favor. The good news is that there are lots of ways to put some extra money in your retirement fund that are pretty painless.
Here is some... How to Begin Saving for Retirement
For a lot of people, saving for retirement is one of those things they know they should be doing, but for a variety of reasons they’ve never really seriously addressed the issue. Unfortunately, this has led to many being unprepared. A recent study concluded that 57% of U.S. workers have less than $25,000 in total household savings and investments (excluding the value of their homes). That represents a significant increase over the percentage of US workers (49%) who had so little saved in 2008.
Once one understands the importance of saving for retirement, the next question may be “ok, so...
Wednesday, May 22nd, 2013
For a lot of people, saving for retirement is one of those things they know they should be doing, but for a variety of reasons they’ve never really seriously addressed the issue. Unfortunately, this has led to many being unprepared. A recent study concluded that 57% of U.S. workers have less than $25,000 in total household savings and investments (excluding the value of their homes). That represents a significant increase over the percentage of US workers (49%) who had so little saved in 2008.
Once one understands the importance of saving for retirement, the next question may be “ok, so... 10 Uncommon Retirement Advice Tips
Most consumers have heard the standard retirement advice so many times that they probably think they know all that there is to know about retirement planning. They know that it’s essential to start contributing to their IRAs and 401(k) accounts as early as possible in their careers, and that they should look to maximize their contributions each and every year, and take advantage of employer matching contributions. These often repeated guidelines are important because they provide a strong foundation for a retirement savings plan.
There are many additional steps you can take, and tips to consider, even if you are...
Tuesday, February 5th, 2013
Most consumers have heard the standard retirement advice so many times that they probably think they know all that there is to know about retirement planning. They know that it’s essential to start contributing to their IRAs and 401(k) accounts as early as possible in their careers, and that they should look to maximize their contributions each and every year, and take advantage of employer matching contributions. These often repeated guidelines are important because they provide a strong foundation for a retirement savings plan.
There are many additional steps you can take, and tips to consider, even if you are... Should You Get A Second Opinion On Your Retirement Plan?
When you’re planning for retirement, you’ll find that there’s no shortage of advice on how to structure that plan. If you do a quick online search you’ll find plenty of retirement calculators showing you how much you likely need to save in order to achieve a certain level of income during your retirement years. You’ll also find a lot of generic guidance on how to allocate your investment funds among stocks, bonds and other investment types.
But like other important financial decisions you make over the course of your life, sometimes you may want to get a second opinion on...
Monday, January 28th, 2013
When you’re planning for retirement, you’ll find that there’s no shortage of advice on how to structure that plan. If you do a quick online search you’ll find plenty of retirement calculators showing you how much you likely need to save in order to achieve a certain level of income during your retirement years. You’ll also find a lot of generic guidance on how to allocate your investment funds among stocks, bonds and other investment types.
But like other important financial decisions you make over the course of your life, sometimes you may want to get a second opinion on... A Basic Calculation on How Much Income a 401(k) Can Provide
Saving for retirement involves making a number of different assumptions, many of which will help you estimate how much you can expect to receive from your 401(k) account each month. There are many retirement income calculators to choose from online, so you won’t have to worry about performing the actual calculations yourself.
What you will need to do is come up with the information you’ll use in connection with whatever online calculator you select.
Here is some retirement advice on some of the most important factors, as well as how to make the best use of the results you receive...
Friday, January 4th, 2013
Saving for retirement involves making a number of different assumptions, many of which will help you estimate how much you can expect to receive from your 401(k) account each month. There are many retirement income calculators to choose from online, so you won’t have to worry about performing the actual calculations yourself.
What you will need to do is come up with the information you’ll use in connection with whatever online calculator you select.
Here is some retirement advice on some of the most important factors, as well as how to make the best use of the results you receive... How to Get Serious About Retirement Planning
Thursday, December 6th, 2012
Unlike saving up for a down payment on a new home, or saving for your child’s college tuition, retirement planning is something you’ll do for virtually your entire life. Having a long term outlook is a matter of necessity; it would be virtually impossible to save enough in just a decade or two to fully fund your retirement.
But despite the important nature of retirement planning, not everyone takes it as seriously as they should. For whatever reason, too many individuals either start saving too late or don’t save enough each year. Even worse, some individuals simply haven’t started their...
Retirement Planning – 5 Things to Focus on in Your 40’s
Retirement Planning - 5 Things to Focus on in Your 40’s
When you’re in your forties, you’ve probably got a lot of things competing for your attention. Between your family (your spouse and children as well as your aging parents) and your career, you might feel like you have very little mental energy left for anything else.
But this is the time when it’s absolutely essential that you find the time and energy to concentrate on the key things that will shape your future. During the decade of your forties it’s vital to make sure you focus on the following...
Sunday, December 2nd, 2012
Retirement Planning - 5 Things to Focus on in Your 40’s
When you’re in your forties, you’ve probably got a lot of things competing for your attention. Between your family (your spouse and children as well as your aging parents) and your career, you might feel like you have very little mental energy left for anything else.
But this is the time when it’s absolutely essential that you find the time and energy to concentrate on the key things that will shape your future. During the decade of your forties it’s vital to make sure you focus on the following... It is Never to Early to Start Planning for Retirement
Saving for retirement is one of those things that most people know is important, but many people find reasons not to do. Competing expenses and other financial obligations (both real and perceived) are common reasons why people are not saving enough for retirement.
Another reason that some people have for not saving enough is that since retirement is so far away, they don’t need to worry about it now because there will be plenty of time to save later. Unfortunately, the only surefire way to make sure you have enough for retirement is to start the process early. In fact,...
Tuesday, May 15th, 2012
Saving for retirement is one of those things that most people know is important, but many people find reasons not to do. Competing expenses and other financial obligations (both real and perceived) are common reasons why people are not saving enough for retirement.
Another reason that some people have for not saving enough is that since retirement is so far away, they don’t need to worry about it now because there will be plenty of time to save later. Unfortunately, the only surefire way to make sure you have enough for retirement is to start the process early. In fact,... Retirement Advice If You Are In Your 40’s
Even though most people don’t retire in their forties, most of them are beginning to seriously think about whether they’re saving enough for retirement. Retirement advice in your forties may be similar to what you received in your thirties; however, you probably have fewer years to be planning and saving.
Many people first entering the work force don’t think about retirement, especially if they’re in their late teens or early twenties. They seem to have their whole life ahead of them. Unfortunately time passes all too quickly, and before you know it you’re in your forties and haven’t seriously considered...
Tuesday, July 13th, 2010
Even though most people don’t retire in their forties, most of them are beginning to seriously think about whether they’re saving enough for retirement. Retirement advice in your forties may be similar to what you received in your thirties; however, you probably have fewer years to be planning and saving.
Many people first entering the work force don’t think about retirement, especially if they’re in their late teens or early twenties. They seem to have their whole life ahead of them. Unfortunately time passes all too quickly, and before you know it you’re in your forties and haven’t seriously considered... Start Saving For Retirement Now
Many people think that because of current expenses and priorities, putting money away for their future retirement isn’t something they can afford. That kind of mindset is based on an assumption that it will cost a lot to create a retirement savings account. Here is some advice about getting started now to achieve your retirement goals.
The important thing to remember about retirement savings is that the earlier you start, the less you have to put away to reach your financial goals. Sometimes what is needed is a strategy to help counter our natural tendencies to spend more than we...
Monday, June 14th, 2010
Many people think that because of current expenses and priorities, putting money away for their future retirement isn’t something they can afford. That kind of mindset is based on an assumption that it will cost a lot to create a retirement savings account. Here is some advice about getting started now to achieve your retirement goals.
The important thing to remember about retirement savings is that the earlier you start, the less you have to put away to reach your financial goals. Sometimes what is needed is a strategy to help counter our natural tendencies to spend more than we... 
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