There’s probably no other financial consideration that we spend as much time planning for or thinking about over the course of our lives as much as retirement. And even if we aren’t particularly active or diligent in our retirement planning, we are still likely to put in a fair amount of effort over the course of the many decades between when we first start working and when we eventually retire. But even with all the time you spend planning for retirement, there are still likely to be a number of surprises you’ll face once you actually begin living in retirement. Here...

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