Retirement Advice | RetirementAdvice.com » retire early http://retirementadvice.com Your Source for Retirement Advice Fri, 20 Jan 2012 15:15:29 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 The Pros and Cons of Early Retirement http://retirementadvice.com/the-pros-and-cons-of-early-retirement/ http://retirementadvice.com/the-pros-and-cons-of-early-retirement/#comments Wed, 21 Apr 2010 13:59:11 +0000 admin http://retirementadvice.com/?p=356 Who wouldn’t want to retire early and sail around the world? So maybe you don’t want to sail, but you do have an idea of what life will be like post-retirement. You may want to get involved in volunteering in your community, or working with a not-for-profit company. With life expectancy increasing, retirement means having more money to live on after your work life is over. There are many early retirement activities you can get involved in if you want more time to enjoy life instead of working. But, know the positives and negatives before you choose how to manage...

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Shift gears instead. Many people who long for an early retirement are really just tired of their jobs. Rather than choosing a life of leisure (which can get boring), you may want to start a new career. Besides, early retirement is a tough act to pull off financially. If you retire at age 55 and are lucky enough to live to age 95, that’s 40 years of living off your savings — more years than you spent working! Social Security and Medicare don’t kick in until age 65; or 62 at the earliest. How much do you think your grocery...

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